I am the electronic signature, I was born in Europe in January 2000, but it will have taken twenty years for me to be fully adopted by the general public.
Confinement requires, companies and individuals had to find a way to continue to trade and validate transactions, without meeting physically. Thanks to e-signature, couples have even been able to get together from a distance. Another illustration in real estate, with Nicolas Gay, of the Welmo agency: “Since April 4, during confinement, it has been possible to sign the compromises electronically. It is also possible to sign the authentic instrument at a distance.” Save time and money: “Today between the time you have an accepted offer and the time you have a sales agreement, it can take a month. And in a month, buyers can retract, they can see other goods . At Welmo we are on compromise signing deadlines in one week. ” The contracts signed have a legal value guaranteed by the State. Because the process is secure. Copy of ID to send. Other times, and this has surely already happened to you with your bank, you must enter a unique code generated randomly, and sent by SMS.
But how can you be sure that the person behind your computer or smartphone is not acting under duress, is not being abused? How to avoid abuse of weakness? We asked Juliette Delanoë, whose start-up Ubble is working to further secure these processes: “At Ubble we are going to ask the person to present their identity document and we are going to film what they are doing. So in fact, they are going to make small videos of their document, and small videos of their face. also allow us to verify that the person is consenting. “
Two questions will quickly arise for the legislator. First, that of sovereignty. Where are our biometric data kept? Fingerprint, facial recognition, or even a copy of the ID? This mass of information, which constitutes our digital identity, should not be exchanged or resold like any other commodity. In the case of Ubble, the data is stored on French servers. Second issue: that of the access of the State to these data, and the use that it makes of it. A sensitive subject, which even comes under state secrecy in France. Parliamentarians are demanding at least a debate because the use of biometric data was relaxed after the 2015 attacks. This will be one of the hot topics of the start of the school year.